The Jetsons envisioned us flying to work each day. Back to the Future made the case that we would one day drive through time.

Elon Musk sent his car into space. Since the advent of automobiles, people have been speculating, both in real life and in fiction, where cars might take us next and how technology might improve our commutes.

Well, to some extent, the future is already here.

Sure, we may not be flying to work or through time (yet), but today’s cars are outfitted with tools and gadgets that early car makers never could have imagined.

Car tech can help you brake, help you steer, help you see, even help you check your stocks or catch up on social media on your way home from work.

In the midst of all the futuristic thinking and technological advances, though, there has been one thing long left out of the reality.

Not only are gadget-filled cars more expensive than vehicles without all those extra bells and whistles, but, due to the increased chance for distraction, they come with higher insurance rates too.

So, while some tech advances in vehicles, such as those designed to enhance safety or reduce fuel consumption, can reduce your expenses, others, like built-in computer systems, can jack your expenses beyond the car payment itself.

First, the money savers.

Eco-Technology

People have different reasons for driving battery-powered vehicles. For many, it’s the environmentally-friendly choice.

For others, saving money on fuel costs is a major motivator. Electric vehicles are more expensive than comparable gas-powered vehicles, though, which means, if you’re looking into an electric to save money, you’ll need to do the math.

The more you drive on a daily basis, the more money you’re likely to save with an electric vehicle.

If you work at an office, it may not be worth paying the higher price for electric, because your fuel expenses may never counteract the extra few grand you spend up front.

If you work as a realtor, insurance agent, or delivery person who spends much of the day on the road, however, you’re likely to see some savings.

Safety Features

Any feature that increases the safety of your vehicle can save you money on car insurance. Airbags, for instance, are considered passive restraint systems, and will get you a big discount when it comes to your car insurance when compared with seatbelts alone…
 
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